Thursday, October 19, 2006

How Not to Get Hooked by a ‘Phishing’ Scam

“We suspect an unauthorized transaction on your account.
To ensure that your account is not compromised, please click the link below and confirm your identity.”

“During our regular verification of accounts, we couldn’t verify your information. Please click here to update and verify your information.”

Have you received email with a similar message? It’s a scam called “phishing” — and it involves Internet fraudsters who send spam or pop-up messages to lure personal information (credit card numbers, bank account information, identity card number, passwords or other sensitive information) from unsuspecting victims.

According to the US Federal Trade Commission (FTC), the Americans’ consumer protection agency, phishers send an email or pop-up message that claims to be from a business or organization that you may deal with – for example, an Internet Service Provider (ISP), bank, online payment service, or even a government agency. The message may ask you to “update”, “validate”, or “confirm” your account information. Some phishing emails threaten a dire consequence if you don’t respond. The messages direct you to a website that looks just like a legitimate organisation’s site. But it is not so. It is a bogus site whose sole purpose is to trick you into divulging your personal information so the operators can steal your identity and run up bills or commit crimes in your name.

The US FTC suggest these tips to help you avoid getting hooked by a phishing scam:

1. If you get an email or pop-up messages that asks for personal or financial information, do not reply and don’t click on the link in the message either.
Legitimate companies don’t ask for this information via email. If you are concerned about your account, contact the organisation mentioned in the email using a telephone number you know to be genuine, or open a new Internet browser session and type in the company’s correct web address yourself. In any case, don’t cut and paste the link from the message into your Internet browser- phishers can make links look like they go to one place, but actually send you to a different site. Do check the web address even if you clicked on the link given in the message as they usually are different from the actual web address.

2. Area codes can mislead.
Some scammers send an email that appears to be from a legitimate business and ask you to call a phone number to update your account or access a “refund”. Since they use Voice Over Internet Protocol (VoIP) technology, the are code you call does not reflect where the scammers really are. If you need to reach an organisation that you do business with, call the number on your financial statements or on the back of your credit card. In any case, delete any random emails that ask you to confirm or divulge your financial information.

3. Use anti-virus and anti-spyware software as well as a firewall and update them all regularly.

Some phishing emails contain software that can harm your computer or track your activities on the Internet without your knowledge.

Anti-virus software and a firewall can protect your from inadvertently accepting such unwanted files. Anti-virus software scans incoming communications for troublesome files. Look for anti-virus software that recognise current viruses as well as older ones; that can effectively reverses the damage and that updates automatically.

A firewall helps make you invisible on the Internet and blocks all communications from unauthorised sources. It is especially important to run a firewall if you have a broadband connection. Operating systems like Windows or Linux or browsers like Internet Explorer or Netscape may also offer free software “patches” to close holes in the system that hackers or phishers could exploit.

4. Don’t email personal or financial information.

Email is not a secure way of transmitting personal information. If you initiate a transaction and want to provide your personal or financial information through an organisation’s website, look for an indicator that the site is secure like a lock icon on the browser’s status bar or a URL for a website that begins with “https:” (the “s” stands for secure). Unfortunately, no indicator is foolproof as some phishers have forged security icons.

5. Review credit card and bank account statements as soon as you receive them to check for unauthorised charges. If your statements is late by more than a couple of days, call your credit card company or bank to confirm your billing address and account balances.

6. Be cautious about opening any attachments or downloading any files from emails you receive, regardless of who sent them. These files contain viruses or other software that can weaken your computer’s security.

7. Forward spam that is phishing for information to mycert@mycert.org.my and to the company, bank or organisation impersonated in the phishing email. Most organisations have information on their websites about where to report problems.

8. If you believe you’ve been scammed, file your complaint at MyCert, NISER and Royal Malaysian Police, Commercial Crime Department. While you cannot entirely control whether you will become a victim of identity theft, you can take some steps to minimize your risk.

For more information on ways to avoid email scams and deal with deceptive spasm, you can go to this site : http://www.ftc.gov/spam.


Article extracted from http://www.ftc.gov with amendments to suit Malaysians need.

Sunday, October 15, 2006

A Glorious Premiership Weekend

The jokes on you
Cristiano Ronaldo shares a joke with the assistant referee as Man Utd walk away with a 2-0 win against Newcastle. This was 2 weeks ago. Yesterday, Ronaldo did not play against Wigan due to injury.


Ole at the double
Ole Gunnar Solskjaer celebrates with Rio Ferdinand after the Norweigan's double strike won the game for Man Utd. This was also against Newcastle. Ole did scored in Manchester's win against Wigan yesterday, scoring in the injury time.


Cech undergoes surgery
Petr Cech suffered a depressed fracture of the skull following his clash with Reading's Stephen Hunt, with Chelsea now facing a goalkeeping crisis for Wednesday's meeting with Barcelona. Cech, the 24-year-old Czech Republic goalkeeper, was knocked unconscious in the opening minute at the Madejski Stadium in a clash that left boss Jose Mourinho fearing for his player's life. This happen yesterday, 14/10/2006 Saturday when Chealsea won 0-1 against a strong home side of Reading.

Saturday, October 14, 2006

An Explanation

THIS IS ONE OF THE BEST EXPLANATIONS.

BEST EXPLANATIONS OF WHY ALLAH ALLOWS PAIN AND SUFFERING THAT I
HAVE SEEN:

A MAN WENT TO A BARBERSHOP TO HAVE HIS HAIR CUT AND HIS BEARD
TRIMMED. AS THE BARBER BEGAN TO WORK, THEY BEGAN TO HAVE A GOOD
CONVERSATION.

THEY TALKED ABOUT SO MANY THINGS AND VARIOUS SUBJECTS. WHEN THEY
EVENTUALLY TOUCHED ON THE SUBJECT OF ALLAH, THE BARBER SAID: "I
DON'T BELIEVE THAT ALLAH EXISTS."

"WHY DO YOU SAY THAT?" ASKED THE CUSTOMER.

"WELL, YOU JUST HAVE TO GO OUT IN THE STREET TO REALIZE THAT ALLAH
DOESN'T EXIST. TELL ME, IF ALLAH EXISTS, WOULD THERE BE SO MANY
SICK PEOPLE? WOULD THERE BE ABANDONED CHILDREN? IF ALLAH EXISTED, THERE
WOULD BE NEITHER SUFFERING NOR PAIN. I CAN'T IMAGINE A LOVING ALLAH WHO
WOULD ALLOW ALL OF THESE THINGS."

THE CUSTOMER THOUGHT FOR A MOMENT, BUT DIDN'T RESPOND BECAUSE HE
DIDN'T WANT TO START AN ARGUMENT. THE BARBER FINISHED HIS JOB AND THE
CUSTOMER LEFT THE SHOP. JUST AFTER HE LEFT THE BARBER SHOP, HE SAW A MAN IN THE STREET WITH LONG, STRINGY, DIRTY HAIR AND AN UNTRIMMED BEARD.

HE LOOKED DIRTY AND UNKEMPT. THE CUSTOMER TURNED BACK AND ENTERED
THE BARBER SHOP AGAIN AND HE SAID TO THE BARBER:

"YOU KNOW WHAT? BARBERS DO NOT EXIST."

"HOW CAN YOU SAY THAT?" ASKED THE SURPRISED BARBER. "I AM HERE,
AND I AM A BARBER. AND I JUST WORKED ON YOU!"

"NO!" THE CUSTOMER EXCLAIMED. "BARBERS DON'T EXIST BECAUSE IF THEY
DID, THERE WOULD BE NO PEOPLE WITH DIRTY LONG HAIR AND UNTRIMMED
BEARDS, LIKE THAT MAN OUTSIDE." "AH, BUT BARBERS DO EXIST! THAT'S WHAT HAPPENS WHEN PEOPLE DO NOT COME TO ME." "EXACTLY"

AFFIRMED THE CUSTOMER. "THAT'S THE POINT! ALLAH, TOO, DOES EXIST!
THAT'S WHAT HAPPENS WHEN PEOPLE DO NOT GO TO HIM AND DON'T LOOK TO
HIM FOR HELP. THAT'S WHY THERE'S SO MUCH PAIN AND SUFFERING IN THE
WORLD."

IF YOU THINK ALLAH EXISTS, SEND THIS TO OTHER PEOPLE. IF YOU THINK
ALLAH DOES NOT EXIST, DELETE.

Start an Idea File

In copywriting we call it a "swipe file."

When you see a newspaper or magazine ad or receive advertisements of any kind in the mail that apply to your business or appeal to you then "swipe" the idea and put it in a file.

This also applies to any kind of promotion. Radio, television, signs - - anything that grabs your attention should be filed away. You should add to your "swipe file" or idea file all the time. Eventually this file will become a very, very valuable part of your marketing.

In future issues we will discuss how to use your idea file to its fullest.

YOUR MOST POWERFUL AND LEAST EXPENSIVE MARKETING TOOL

If you are a very small or home-based business you need to be taking advantage of a marketing tool you already possess.

Your mouth!

Talk is cheap, so why not use it to help market your business?

Too many small, start-up businesses and home-based businesses get so involved in their own little world it is like become a "cave dweller."

Don't be a business owner who passes up on talk marketing opportunities.

A talk marketing opportunity is a chance to engage potential customers, be engaging, and ultimately to "marry" these prospects, turning them into customers or clients.

Here are some ways you can use to market yourself and enlarge your network:

1. Get out of your office or store every day.

To be successful practitioner of talk marketing, you must be a visible member of your community. And, that means getting out. Get away from the business for a little while. Attend meeting and have business lunches or dinners, with old as well as new contacts.

2. Say hello to everybody you meet.

This gives you a chance to ask people what they do for a living and then in turn you can tell them what you do and give them your business card. When you are in a coffee shop, at the post office or wherever, say, "Hello" and introduce yourself. And in general, engage people.

3. Read local newspapers and periodicals.

This is an ideal way to be 'lugged into' activities in your community and to avoid the isolation of your home or other business location.

Read all the local newspapers every day and as many periodicals dealing with your community as possible. This is a way to find out where people with similar interests are hanging out.

In addition, every time you read the paper you will see stories of a person receiving a promotion or a ground breaking or some other milestone which then gives you the opportunity to send these people a simple handwritten note of congratulations.

If you continue to send thank you notes and congratulations to people throughout your career you will be a big winner!

4. Be a joiner.

You should join at least three organizations from the following list:

- a business group -

Join your local chamber of commerce, and/or the Rotary or Kiwanis Club because there are other business owners there.

- an ongoing, weekly network -

Networking with a group that meets regularly can be one of the best sources for getting business. Groups of this type meet generally for breakfast and are composed of one representative of each type of business. The sole purpose of the group is to provide each other with information and leads to possible business.

- a specialty organization -

If you work in computers, join a computer group. If you're a woman, join a woman's group. This get you out of your business and keeps you informed of business trends in your specialty.

- join a family-type organization -

Join a church, the PTA, or similar family-oriented group to stay in touch with the social and spiritual life of your community.

5. Develop a volunteer mentality.

It's not enough to join, you must also contribute. Relationships . . including the relationship between a community and a business . . don't work unless both parties are giving.


IF YOU ARE GOING TO GET, YOU HAVE TO GIVE

6. Invest in a skills-development program.

Take a course, read a book, invest in a tape. There are man fine sales trainers who sell tapes and books. "Toastmaster" or "Dale Carnegie" courses can help you become a better verbal communicator.

- - - - - - - - - - - - - - - - - - - - - - -

Now until next time, study over what we have just talked about and put these ideas into action.

Adopted from Neil McPherron - "Your" Master Marketer

Leadership Power Tip : Learn, Share, Learn

Embracing self development and professional education with renewed interest fueled my leadership growth. I became a voracious reader. I listened to motivational tapes whenever I was driving. I filled notebooks with ideas, journaling and observations. I sought out recommendations on my areas of interest from others.

One basic thing l realized early in my management years is that I could learn a lot from my peers and employees. It is impossible for any one person to know everything that there is to know about their business, their customers, their competitors and their chosen field. And I am no different. When you take the time to learn from your peers and employees, you take advantage their areas of expertise. Be open to learning from others.

Author Stephen Covey, who in his book, The 8th Habit: From Effectiveness to Greatness, writes “The best way to get people to learn is to turn them into teachers... When you teach you simply learn better. Every student becomes a teacher, and teacher a student.” Sharing your knowledge with others as well as learning from them will enhance your own leadership power. You also get the pleasure of watching others grow, which is what a true leader is all about.

One of my favorite modes of learning is attending conferences or workshops. I love conferences because these events focus your attention on a particular subject. You also have the chance to meet other people with the same interest. It is amazing how much information I walk away with not only from the leader of the workshop and materials presented but also from the conversations that happen during the breaks and the evening networking. Sharing information opens up the opportunity for you to learn something new.

As I continue my learning as an Entrepreneur, I am actively engaged in broadening my experiences, applying my knowledge in new ways and meeting many new experts beyond those I had in Corporate America. There are many areas of learning for me that at times make me uncomfortable. Now I am learning and experimenting with how best to spend my marketing dollars. Spending a greater percentage of my revenues, trying new modes of marketing – internet and direct mail, and relying on what my new marketing experts tell me works is a whole new world of learning. My own learning curve continues to curve up. I love it. To me it means that a whole new world of opportunity is opening up. And I know I am learning more and will have the opportunity to share my learnings with others.

As you may recall one of my leadership values is Sharing Knowledge Creating Power in Others. My request of you is to learn something new this week. Take a Teleseminar, read a book, meet with an expert. Learn, Share, Learn and Unleash Your Leadership Power.

Adopted from Neil McPherron - "Your" Master Marketer

Marketing yourself and business - Unique Selling Proposition (USP)

Recently, I received an email from a businessman thanking me for the valuable information that is available in my newsletter. It is great to hear from folks who are getting something of value from my efforts.

When we talked last I was telling you about the importance of the USP - remember? We will start this issue where we left off - - -

Integrate Your USP Into Everything You Do

Once you decide what your best Unique Selling Proposition is, you should integrate it into everything you do, every aspect of your business - - advertising, personal communications, telephone calls, letters.

Maybe you render more service than anybody else; maybe your product has more quality than anybody else; maybe you offer greater value than anyone else; maybe your discounts are greater because your markup are less.

Bottom line, your Unique Selling Proposition is what you should build your entire business around.

Most people try to be everything to everyone, and they can't understand why they don't have any unique advantage, why they can't really take off ahead of the competitors.

The biggest reason is that they've never sat down and said, "What's my Unique Selling Proposition?" Am I going to be expensive, less expensive, render more service, give better value, give a better guarantee, give two when you buy three, three when you buy two?

Why Should Someone Deal With Me?

What you need to do is sit down and say to yourself "why should someone buy from me rather than my competitor?"

Be honest with yourself. Finding the answer to this question will help you identify your Unique Selling Proposition.

You can't build a consistent and effective marketing and selling proposition if you just send messages out and your customers don't know what you're really representing yourself to be in your market that your competitors are not.

I strongly suggest to anyone who is in business and especially to you my friend and subscriber that if you have never sat down and tried to state for yourself what your Unique Selling Proposition is, then you should do it, NOW!

Maybe you'll want to redefine what your Unique Selling Proposition is. We've found that we can go around almost anyone's advantage by countering whatever is in the market.

If everyone was selling the same product for $29, we should sell it for $27, or give them more value, or give them three times the guarantee, or give them something free when they buy it. But, come up with a Unique Selling Proposition, and integrate that into everything you do - - your ads, your salespeople in the field, your salespeople over the counter, and your phone salespeople if people call you. It's very important.

When you know and state your USP, you will stand out from your competition, like "Fred's All Natural Foods" or "John's Exotic Car Rentals" or the "Metric Tool Box."

You can see at times it is possible to have the USP in the name of the business. The philosophy of your USP has to be the bedrock of the company. All company transactions must show it. The USP must be known by all your employees; and by the competition, customers, stockholders and suppliers.

Your USP will describe your niche in the market.

For example, you become aware that you don't rent cars. You Lease Exotic Automobiles.

Or your USP might be that you sell only natural food.

The USP could be that you do indeed sell products at the lowest markup in the industry.

A USP could be that you educate your customers and provide the best service, and that you actually do.

Another USP could be that you have at all times 1,000,000 different parts in stock for cars. Or your USP says that you never close.

For DOMINO'S PIZZA it became known for "30 minutes or It's FREE."

For FEDERAL EXPRESS it's mantra was "If it absolutely has to be there overnight - Federal Express."

Whatever it is, use the USP.

As you develop your USP don't worry that you will have to use the same one as long as you are in business. Your unique selling advantage in 2006 my need to be changed in 2009. Or, whatever it was in 2000 is no longer applicable now and needs to be changed. As the
market changes or you change your USP needs to change, too.

If you learn nothing else today, learn this:

Know and use your Unique Selling Proposition

Adopted from Neil McPherron - "Your" Master Marketer

Rahsia Solat

Inilah dia rahsia as-solat, sebagai peringatan bagi yang dah tahu atau panduan bagi yang baru tahu......

1 - Niat Sembahyang : Sebenarnya memeliharakan taubat kita dari dunia dan akhirat.

2 - Berdiri Betul : Fadilatnya, ketika mati dapat meluaskan tempat kita di dalam kubur.

3 - Takbir-ratul Ihram : Fadilatnya, sebagai pelita yang menerangi kita di dalam kubur.

4 - Fatihah : Sebagai pakaian yang indah-indah di dalam kubur.

5 - Ruqu' : Sebagai tikar kita di dalam kubur.

6 - I'tidal : Akan memberi minuman air dari telaga al-kautsar ketika didalam kubur.

7 - Sujud : Memagar kita ketika menyeberangi titian SIRATUL-MUSTAQIM.

8 - Duduk antara 2 Sujud : Akan menaung panji-panji nabi kita didalam kubur

9 - Duduk antara 2 Sujud (akhir) : Menjadi kenderaan ketika kita dipadang Mahsyar.

1 0 - Tahhiyat Akhir : Sebagai penjawab bagi soalan yang dikemukakan oleh Munkar & Nankir di dalam kubur.

11 - Selawat Nabi : Sebagai pendinding api neraka di dalam kubur.

12 - Salam : Memelihara kita di dalam kubur.

13 - Tertib : Akan pertemuan kita dengan Allah S. W. T.

Dari Abdullah bin 'Amr R. A., Rasulullah S. A. W.bersabda :

"Senarai di atas adalah salah satu sebab mengapa orang Yahudi / Kafir tidak sukakan angka 13 dan juga Hari Jumaat. Itulah sebab mengapa mereka mencipta cerita yang begitu seram sekali iaitu " FRIDAY the 13th " jika ada di kalangan kamu yang perasan!!!"

"Sampaikanlah pesanku biarpun satu ayat..." Sebaik-baik manusia itu adalah mereka yang memberi manafa'at kepada manusia lain...

Dilemma Buah Kurma

Bulan puasa bakal menjelma tiba....berhati-hati.....be careful of Kurma Yahudi ... Tolong Distribute! Bercetak jenama "Jordan River" itu sebenarnya bukan dari Jordan tetapi dihasilkan dari negara Israel..dan diimport serta dikotakkan di Singapura tapi di edarkan di Malaysia .Ia ditanam di satu kawasan luas di bahagian timur Isreal yang bersempadan dengan Palestin. Ia dipunyai oleh seorang Yahudi yang kaya...dan ramai pekerja-pekerjanya berbangsa Yahudi dan hasil penjualan kurma itu digunakan untuk tabung orang-orang Yahudi. Pendedahan ini dibuat oleh akhbar Berita Harian Singapura. Para Muslimin sekalian diharap jangan membeli kurma jenis ini

Cake Vs Personality

No cheating. If all of the desserts listed below were sitting in front of you, which would you choose? Pick your dessert, then look to see what Psychiatrists think about you! After taking this dessert personality test, send this e-mail on to others, but when you do, be sure to put your choice of dessert in the subject box above. ALSO, SEND IT TO THE PERSON WHO SENT IT TO YOU! (Sorry you can only pick one)

OK - Now that you've made your choice, scroll down to see what research says about you!



ANGEL FOOD CAKE ... Sweet, loving, cuddly. You love all warm and fuzzy items. A little nutty at times. Sometimes you need an ice cream cone at the end of the day. Others perceive you as being childlike and immature at times .

BROWNIES... You are adventurous, love new ideas, are a champion of under dogs and a slayer of dragons. When tempers flare up, you whip out your sabre. You are always the oddball with a unique sense of humor and direction. You tend to be very loyal.

LEMON MERINGUE... Smooth, sexy, & articulate with your hands, you are an excellent after-dinner speaker and a good teacher. But don't try to walk and chew gum at the same time. A bit of a diva at times, but you have many friends.

VANILLA CAKE WITH CHOCOLATE ICING... Fun-loving, sassy, humorous. Not very grounded in life; very indecisive and lack motivation. Everyone enjoys being around you, but you are a practical joker. Others should be cautious in making you mad. However, you are a friend for life.

STRAWBERRY SHORTCAKE... Romantic, warm, loving. You care about other people and can be counted on in a pinch. You tend to melt. You can be overly emotional and annoying at times.

CHOCOLATE ON CHOCOLATE... Sexy; always ready to give and receive. Very creative, adventurous, ambitious, and passionate. You can appear to have a cold exterior but are warm on the inside.Not afraid to take chances. Will not settle for anything average in life. Love to laugh.

ICE CREAM... You like sports, whether it be baseball, football, basketball, or soccer. If you could, you would like to participate, but you enjoy watching sports. You don't like to give up the remote control. You tend to be self-centered and high maintenance.

CARROT CAKE... You are a very fun loving person, who likes to laugh. You are fun to be with. People like to hang out with you. You are a very warm hearted person and a little quirky at times. You have many loyal friends.

DON'T FORGET PUT YOUR CHOICE OF DESSERT IN SUBJECT BOX ABOVE BEFORE YOU FORWARD

MENGAPA OH MENGAPA?

Mengapa seseorang Yahudi dibolehkan menyimpan janggut untuk mengamalkan kepercayaannya......tetapi bila seorang Muslim berbuat demikian, dia dianggap ekstrim dan pengganas?

Mengapa seseorang rahib boleh meliputi keseluruhan tubuhnya kerana memperhambakan diri kepada Tuhannya......tetapi bila seseorang Muslimah melakukan begitu, dia ditekan?

Mengapa bila wanita barat menjadi surirumah, dia dihormati kerana dikatakan berkorban untuk keluarganya......tetapi bila wanita Islam berbuat begitu, mereka kata, "dia mesti dibebaskan!"

Mengapa mana-mana gadis boleh ke universiti dengan berpakaian mengikut kesukaannya kerana punyai hak dan kebebasan......tetapi bila seseorang wanita Muslim memakai hijab, dia tidak boleh menjejakkan kakinya ke universiti?

Mengapa bila seseorang kanak-kanak meminati sesuatu bidang, dia dikatakan punyai bakat...
...tetapi bila seseorang kanak-kanak meminati Islam, dia dikatakan tak berguna?

Mengapa bila seseorang Kristian atau Yahudi membunuh, agamanya tidak dikaitkan... tetapi baru sahaja seseorang Muslim didakwa melakukan jenayah, nama Islam turut diadili!

Mengapa bila seseorang berkorban diri untuk melihat orang lain hidup, dia amat disanjungi...
...tetapi bila seseorang warga Palestin melakukannya untuk menyelamatkan diri, keluarga, rumahtangga dan masjidnya, dia dikenali sebagai seorang pengganas?

Mengapa bila seseorang memandu kereta mewah dengan cara bahaya, keretanya tidak pernah dipertikaikan......tetapi bila seseorang Muslim melakukan kesalahan, orang kata ia adalah kerana agama Islamnya!

Mengapa kita terlalu percaya kepada akhbar......tetapi selalu persoalkan apa yang terkandung di dalam Al-Quranul Karim?

Sampaikan jika berasakan ia baik untuk sahabat anda!

Attention for Cadbury Chocolates Lover

TELL ANY BODY WHO HAS KIDS OR LIKE TO EAT CADBURY!!!!!
DO NOT PURCHASE CADBURY CHOCOLATES NOW !!!!!!!!
WHY ?? READ BELOW IMPORTANCE NOTICE !

PLEASE TELL ALL YOU KNOW THAT CADBURY CHOCOLATES HAVE BEEN WITHDRAWN FROM EUROPE BECAUSE OF CONTAMINATION WITH A RARE STRAIN OF ALMONELLA(BACTERIA) AND OF COURSE WHAT BETTER PLACE TO DUMP THESE WASTED PRODUCTS THAN THE THIRD WORLD. THE CHOCOLATES WILL BE SOLD IN THESE MARKETS FOR CHEAPER PRICES. TELL ANY BODY WHO HAS KIDS OR LIKE TO EAT CADBURY!!!!! DO NOT PURCHASE CADBURY CHOCOLATES NOW !!!!!!!! TO VERIFY, CHECK THESE:

http://news.bbc.co.uk/1/hi/5112470.stm

http://www.medicalnewstoday.com/healthnews.php?newsid=45887

Timely

This is a very interesting and good article from a friend of mine

Surah Al-Asr (verse 1-3)

Bismillaahirrahmaanirrahiim....

By (the Token of) TIME (through the ages), Verily Man is in loss, Except such as have Faith, and do righteous deeds, and (join together) in the mutual teaching of Truth, and of Patience and Constancy.

TIME has different meanings to different people and at different TIMES.

For some, they are cashing in on the word TIME as their company’s name or company’s tagline.

For others, they are cashing in on the TIME theme in creating the biggest hit songs, movies and TV shows. Examples are (to name a few): -

1) Songs - Time After Time by Cindy Lauper and Yesterday by The Beatles.
2) Movies - Titanic (a couple met the first TIME on the ship and raced against TIME before the doomed liner sunk) and Nick of TIME (a loving father is threatened of his daughter’s life if he fails to assassinate a senator).
3) TV shows – Without A Trace (an FBI team battles with TIME as they search for missing persons), 24 (each season tells events that unfold within a 24-HOUR period) and Lost (a group of survivors stranded on a deserted island, counting DAYS while they wait to be rescued and remembering the DAYS that took place before their airplane crashed).

For those whose work involve with tight deadlines or those who are running late to catch a flight, they may curse at the TIME for not trying to slow down a little bit.

For those who are bed-ridden with terminal diseases, they are counting the TIMES they have left on earth.

For those who like to loaf at shopping complexes, or frequently visit their neighbours spreading gossips, fail to realise there are people out there who would kill for those precious TIMES they have wasted.

For couples who are madly in love, they treasure their TIMES together, every minute, every second and never want those TIMES to end.

For those who dearly miss their loved ones who are no longer present, whether due to deaths or them being far away or simply missing, TIME can be an instrument of torture and unbearable.

For those who are expecting a child, they eagerly await for the TIME where they can play with those little fingers, hear those ‘little’ laughter and witness those first little steps.

For those whose children have all grown up, they wonder how fast TIME flies, as they feel like it was only yesterday, they saw their children in the playground.

For those who fast during the month of Ramadhan with much humility, they learn to be patient with TIME.

For those who have met their soul mates, they will always reminisce the TIME when they first met.

For those who are late for a date for the 101st TIME, they have a lot of explaining (or begging) to do with their partners.

For those who escape death at the final TIME just before tragedies strike, or those who shoot the winning score just in TIME before the final whistle is blown, they have a lot to be grateful for.

...and finally, when the TIME has come for Mailakatul Maut (Angel of Death) to approach us, we can either have a lot to feel regret about OR have a lot to look forward to. Wallahua’lam.

© Copyright Abdun N.A. - Malaysia 2006; No part of this article can be reproduced in whatever form. However, forwarding it to other people in its original form is allowable and acceptable.

AS AN EMPLOYEE...

* the biggest motivation is salary
* the unluckiest thing is promotion without salary adjustment
* the most "shiok" thing is you don't work anyhow also get pay increment
* the greatest talent is "carry big stuff"
* the greatest mistake is to argue with your boss
* the most demoralising thing is to receive salary late
* the most pitiful thing is you did not get your salary and your boss ran away
* the happiest thing is you become your boss' boss
* the cleverest thing is you are late but boss doesn't know
* the stupidest thing is you publicly say that you are lazy
* the most common thing is - the boss says something but means another
* the proudest thing is you sack your boss
* the most "rugi" thing is you work hard but your colleague takes the credit
* the most dangerous thing is to become a "two-headed" snake
* the biggest satisfaction - sending e-mail like this during office hours!! heheheheheheheh....

Story of a Man.....

I was happy. My girlfriend and I had been dating for over a year, and so we decided to get married. My parents helped us in every way, my friends encouraged me.

And my girlfriend? She was a dream!

There was only one thing bothering me, very much indeed.

That one thing was her younger sister. My prospective sister-in-law was twenty years of age, a beautiful young lady, very open minded and sexy.

One day little sister called and asked me to come over to check the wedding invitations. She was alone when I arrived.

She whispered to me that soon I was to be married, and she had feelings and desires for me that she couldn't overcome and didn't really want to overcome.

She told me that she wanted to make love to me just once before I got married and committed my life to her sister. I was in total shock and couldn't say a word. She said, "I'm going upstairs to my bedroom, and if you want to go ahead with it just come up and get me."

I was stunned. I was frozen in shock as I watched her go up the stairs. I stood there for a moment, then turned and went straight to the front door. I opened the door and stepped out of the house and walked straight towards my car.

My future father-in-law was standing outside. With tears in his eyes he hugged me and said, "We are very happy that you have passed our little test. We couldn't ask for a better man for our daughter. Welcome to the family."

The moral of this story ???

Keep your condoms in your car, never in your wallet. (He actually went out to get his condom)

Peribahasa Moden

1. Seperti anjing jantan dgn anjing betina.
Maknernyer: Dua orang yg pantang bertemu... asyik nak beromen aje.

2. Sepandai-pandai lalat terbang akhirnya ke taik jugak dia hinggap.
Maknernyer: Orang kalau dah perokok tu... kalau dia berenti.... akhirnya dia gerenti start balik punyer.

3. Sepandai-pandai tupai melompat, tak pernah masok ke sukan Olimpik.
Maknernyee : Jangan macam bagus....pasal yg macam bagus tu selalunya tak bagus.
jadi kena ler betul-betul bagus.

4. Biar putih tulang jgn putih muker.
Maknernyee: Kalau surat beranak dah letak nama orang Melayu jgn eksen nak jadi
Mat Salleh plak......be proud of what you are.

5. Seperti mencurah air ke jamban tersumbat
Maknernyer: Kalau dah beribu kali flush itu bender tak clear jugak.....pergi panggil plumber
lah.....or....kacau sampai hancur and try flushing again, another way is to kutip satu-satu dan buang tempat lain. (Eeee..... GELI)

6. Kalau tidak ader angin masakan satu LRT boleh bau busuk?
Maknernyer: Ada orang kentotlah tu...

7. Seperti kacang luperkan nama.
Maknernyer: Orang yg tak sedar diri....tak kenang jasa baik orang yg muler-muler
mempopularkan dia.

8. Ader udang di sebalik udang lain
Maknernyer: Jgn sangka yg dok berdua kat tempat sunyi tu 2 tu jer....check
betul-betul, mesti ader sorang lagi kat bawah ke....tengah ke...baring ke.

9. Biar mati anak jgn mati pucuk
Maknernyer: Kalau dah mati pucuk camner nak dapat anak?

10. Sudah jatuh ditimpa piano
Maknernyer: Nasib malang yg tak agak-agak.

11. Hidung tak mancung, gigi yang Jongang
Maknernyer: ....maknernyer, .....maknernyer, jgn nak tersengeh-sengeh kat depan PC... pi buat kerje hang skarang!

"10 AMALAN YANG TERBALIK" ...bukan terbaik.

Marilah kita bermuhasabah atau menilai dan menghitung kembali tentang amalan
harian kita. Kadang-kadang kita akan dapati amalan kita adalah terbalik atau
bertentangan dari apa yang patut dilakukan dan dituntut oleh Islam. Mungkin kita
tidak sedar atau telah dilalaikan atau terikut-ikut dengan budaya hidup orang
lain. Perhatikan apa yang dipaparkan dibawah sebagai contoh amalan yang
terbalik:-

1. Amalan kenduri arwah beberapa malam yang dilakukan oleh keluarga simati
selepas sesuatu kematian (malam pertama, kedua, ketiga, ketujuh dan seterusnya)
adalah terbalik dari apa yang dianjurkan oleh Rasulullah di mana Rasulullah
telah menganjurkan jiran tetangga memasak makanan untuk keluarga simati untuk
meringankan kesusahan dan kesedihan mereka. Keluarga tersebut telah ditimpa
kesedihan, terpaksa pula menyedia makanan dan belanja untuk mereka yang datang
membaca tahlil. Tidakkah mereka yang hadir makan kenduri tersebut khuatir
kalau-kalau mereka termakan harta anak yatim yang ditinggalkan oleh simati atau
harta peninggalan simati yang belum dibahagikan kepada yang berhak menurut
Islam?

2. Kalau hadir ke kenduri walimatul urus (kenduri kahwin) orang kerap salam
berisi (hadiah wang yang diberi semasa bersalam). Kalau tak ada duit nak dikepit
dalam tangan, maka segan ia nak pergi makan kenduri. Tetapi kalau ia menziarah
orang mati, tidak segan pula salam tak berisi. Sepatutnya kalau menziarah
keluarga si matilah kita patut memberi sedekah. Kalau ke kenduri kahwin, tak
bagi pun tak apa kerana tuan rumah panggil untuk diberi makan bukan untuk ia
menambah pendapatan.

3. Ketika menghadiri majlis pemimpin negara kita berpakaian cantik kemas dan
segak tetapi bila mengadap Allah baik di rumah maupun di masjid, pakaian lebih
kurang saja bahkan ada yang tak berbaju. Tidakkah ini suatu perbuatan yang
terbalik.

4. Kalau menjadi tetamu di rumah orang dan di beri jamuan, kita rasa segan nak
makan sampai habis apa yang dihidangkan kerana rasa segan dan malu, sedangkan
yang dituntut dibanyakkan makan dan dihabiskan apa yang dihidang supaya tuan
rumah rasa gembira dan tidak membazir.

5. Kalau bersolat sunat di masjid amat rajin, tapi kalau di rumah, sangat malas.
Sedangkan sebaik-baiknya solat sunat banyak dilakukan di rumah seperti yang
dianjurkan oleh Rasulullah untuk mengelakkan rasa riak.

6. Bulan puasa adalah bulan mendidik nafsu termasuk nafsu makan yang berlebihan
tetapi kebanyakan orang mengaku bahawa dalam carta perbelanjaan setiap rumah
orang Islam akan kita dapati perbelanjaan di bulan puasa adalah yang tertinggi
dalam setahun. Sedangkan sepatutnya perbelanjaan di bulan puasa yang terendah.
Bukankah terbalik amalan kita?

7. Kalau nak mengerjakan haji, kebanyakan orang akan membuat kenduri sebelum
bertolak ke Mekah dan apabila balik dari Mekah tak buat kenduri pun. Anjuran
berkenduri dalam Islam antaranya ialah kerana selamat dari bermusafir, maka
dibuat kenduri, bukan kerana nak bermusafir, maka dibuat kenduri. Bukankah
amalan ini terbalik? Atau kita mempunyai tujuan lain.

8. Semua ibubapa amat bimbang kalau-kalau anak mereka gagal dalam periksa. Maka
dihantarlah ke kelas tuisyen walau pun banyak belanjanya. Tapi kalau anak tak
boleh baca Quran atau solat, tak bimbang pula bahkan tak mahu hantar tuisyen
baca Quran atau kelas khas mempelajari Islam. Kalau guru tuisyen sanggup dibayar
sebulan RM20.00 satu pelajaran 8 kali hadir tapi kepada Tok Guru Quran nak bayar
RM15.00 sebulan 20 kali hadir belajar pun menggeletar tangan. Bukankah terbalik
amalan kita? Kita sepatutnya lebih berbimbang jika anak tidak dapat baca Al
Quran atau bersolat dari tidak lulus periksa.

9. Kalau bekerja mengejar rezeki Allah tak kira siang malam, pagi petang, mesti
pergi kerja. Hujan atau ribut tetap diharungi kerana hendak mematuhi peraturan
kerja. Tapi ke rumah Allah (masjid) tak hujan, tak panas, tak ribut pun tetap
tak datang ke masjid. Sungguh tak malu manusia begini, rezeki Allah diminta tapi
nak ke rumahNya segan dan malas.

10. Seorang isteri kalau nak keluar rumah samada dengan suami atau tidak, bukan
main lagi berhias. Tetapi kalau duduk di rumah, masyaAllah.
Sedangkan yang dituntut seorang isteri itu berhias untuk suaminya, bukan berhias
untuk orang lain. Perbuatan amalan yang terbalik ini membuatkan rumahtangga
kurang bahagia.

Cukup dengan contoh-contoh di atas. Marilah kita berlapang dada menerima hakikat
sebenarnya. Marilah kita beralih kepada kebenaran agar hidup kita menurut
landasan dan ajaran Islam yang sebenar bukan yang digubah mengikut selera kita.

Allah yang mencipta kita maka biarlah Allah yang menentukan peraturan hidup
kita.

Sabda Rasullullah SAW: "Sampaikanlah dariku walaupun satu ayat." (Riwayat
Bukhari)

Segala Larangan Dan Suruhan Allah s.w.t
Bersebab...

Doktor memulakan syarahannya dengan membawa para hadirin memikirkan
sejenak dengan hadith yang maknanya sedikit sebanyak "Dalam diri-diri kamu ada kebesaran
Tuhan". Doktor menyuruh kita melihat kedua tapak tangan dan perhatikan garis-garis di tapak tangan kita. Garisan-garisan di tangan kiri menunjukkan angka 8 dan 1 dalam Bahasa Arab dan tangan kanan 1 dan 8 dan membawa ke jumlah 81 + 18 = 99 iaitu bilangan nama Allah. Berikut adalah antara intipati syarahannya secara ringkas:-

1. Cara makan, kenapa kita gunakan tangan?

Mengikut cara Rasulullah s.a.w, beliau akan menggaulkan lauk dan nasi dengan tangan kanannya dan kemudian membiarkan sebentar, lalu Rasullah saw akan mengambil sedikit garam menggunakan jari kecilnya(yg last tu), lalu Rasullah saw akan menghisap garam itu. Kemudian barulah Rasulullah makan nasi dan lauknya.

Mengapa? Kerana kedua belah tangan kita ada mengeluarkan 3 macam enzim, tetapi konsentrasi di tangan kanan kurang sedikit dari yg kiri. Ini adalah kerana enzim yg ada di tangan kanan itu merupakan enzim yang dapat menolong proses penghadaman (digestion), ia merupakan the first process of digestion.

Mengapa menghisap garam? Kerana garam adalah sumber mineral dari tanah yg diperlukan oleh badan kita. Dua cecah garam dari jari kita itu adalah sama dgn satu liter air mineral. Kita berasal dari tanah maka lumrahnya bahan yang asal dari bumi (tanah) inilah yg paling berkhasiat untuk kita.

Kenapa garam? Selain dari sebab ia adalah sumber mineral, garam juga adalah penawar yang paling mujarab bagi keracunan, mengikut Dr, dihospital-hospital, the first line of treatment
for poisoning adalah dengan memberi Sodium Chloride, iaitu GARAM. Garam juga dapat menghalang sihir dan makhluk-makhluk halus yang ingin menggangu manusia.

2. Cara Rasulullah mengunyah
Rasulullah akan mengunyah sebanyak 40 kali untuk membiarkan makanan itu betul-betul lumat agar perut kita senang memproseskan makanan itu.

3. Membaca Basmalah (Bismillahirrahma Nirrahim).

Membaca Basmalah sebelum makan untuk mengelakkan penyakit. Kerana bakteria dan racun ada membuat perjanjian dengan Allah swt, apabila Basmalah dibaca maka bakteria dan racun akan musnah dari sumber makanan itu.

4. Cara Rasulullah minum.

Janganlah kita minum berdiri walaupun ia makruh tetapi ia makruh yang menghampiri kepada haram. Jangan kita minum dari bekas yg besar dan jangan bernafas sedang kita minum. Kerana apabila kita minum dari bekas yg besar, lumrahnya kita akan meneguk air dan dalam proses minum itu, kita tentu akan bernafas dan menghembuskan nafas dari hidung kita. Kerana apabila kita hembus, kita akan mengeluarkan CO2 iaitu carbon dioxide, yang apabila bercampur dgn air H20, akan menjadi H2CO3, iaitu sama dengan cuka, menyebabkan minuman itu menjadi acidic.

Jangan meniup air yg panas, sebabnya sama diatas. Cara minum, seteguk bernafas, seteguk bernafas sehingga habis. Mengapa Islam menyuruh di sebat 100 kali orang belum berkahwin yang berzina, dan merejam sehingga mati org yg sudah berkahwin yang berzina?

Badan manusia akan mengeluarkan sel-sel darah putih atau antibiotik yg dapat melawan penyakit. Dansel-sel ini terdapat di daerah tulang belakang, berdekatan dengan sum-sum tulang manusia. Lelaki yang belum berkahwin dia akan dapat mengeluarkan beribu-ribu sel ini, manakala lelaki yang sudah berkahwin hanya dapat menghasilkan 10 unit sel ini sehari, kerana antara sebabnya ialah kerana sel-sel lain akan hilang kerana perhubungan suami isteri. Jadi apabila lelaki yang belum berkahwin didapati salah kerana zina hendaklah disebat 100 kali. Ini adalah kerana apabila dia disebat di belakangnya, suatu amaran tentang kesakitan itu akan membuatkan penghasilan beribu sel antibiotik yang dapat melawan virus HIV jika ia ada di badannya, dengan itu dapatlah antibodi melawan virus HIV itu. Tetapi jika lelaki itu sudah berkahwin, walaupun disebat 100 kali ia akan tetap menghasilkan 10 unit antibodi sahaja, jadi dengan itu hukumannya direjam hingga mati agar dia tidak dapat merebakkan virus HIV itu.

Itulah sedikit sebanyak inti syarahan yg disampaikan oleh Dr Jamnul Azhar. Harap ia akan
memberi manfaat pada anda sekalian, dan sedikit informasi yang diberikan oleh Mudaris(guru) ana, Mudaris Iskandar mengenai Ka'bah.

Mengapa ia terletak di Mekah al-Mukarramah dan mengapa ia empat persegi (cube). Ia terletak di posisinya sekarang kerana setelah dibuat kajian oleh para cendikiawan dari Pakistan dan Arab, didapati, tempat terletaknya Ka'bah sekarang itu, adalah betul-betul di tengah bumi. Mengapa ia empat persegi, ia melambangkan perpaduan ummah yang bergerak maju bersama, equality and unity, tidak seperti bentuk pyramid, dimana ia diumpamakan, seperti hanya seorang pemenang yg berada diatas setelah ia memijak-mijak yang lain.

Dan antara lagi sebab mengapa 4 persegi melambangkan 4 imam besar, Maliki, Hambali, Hanafi
dan Syafi'i, melambangkan kebenaran keempat-empat Imam tersebut.

Sekian buat renungan bersama, Fi amanillah Jazakallah.

TOLONG SEBARKAN DAN JADIKAN AMALAN BERGUNA....

Wednesday, October 04, 2006

Petua Mencuci Hati oleh Datuk Dr Haji Fadzilah Kamsah

Segala aspek kehidupan ini bermula daripada hati. Oleh itu di bawah ini ada beberapa cara bagaimana hendak mencuci hati. Diolah oleh pakar motivasi Datuk Dr. Haji Fadzilah Kamsah.

Dirikan solat dan banyakkan berdo'a - Ini adalah salah satu kaedah yang sungguh berkesan.

Semasa berdo'a turut katakan "Ya,Allah jadikan hatiku bersih"

Selawat keatas Nabi Muhammad s.a.w paling minima 100 X sebelum tidur - Ini merupakan satu pelaburan yang mudah dan murah. Disamping dosa-dosa diampunkan, otak tenang, murah rezeki, orang sayangkan kita dan mencetuskan semua perkara kebaikan.

Solat taubat - Selain daripada memohon keampunan, dapat mencuci hati dan menenangkan minda.

Membaca Al-Quran - Selain dapat mencuci hati juga menenangkan jiwa, penyembuh, penenang, terapi. Sekurang- kurangnya bacalah "Qulhu-allah" sebanyak 3X.

Berma'af-ma'afan sesama kawan setiap hari - Semasa meminta maaf perlu sebutkan.

Bisikan kepada diri perkara yang positif - Jangan sesekali mengkritik, kutuk diri sendiri, merendah-rendahkan kebolehan diri sendiri. katakan lah "Aku sebenarnya......(perkara yang elok-elok belaka)

Program minda/cuci minda - Paling baik pada waktu malam sebelum tidur, senyum, pejam mata, katakan di dalam hati "Ya, Allah cuci otak aku, cuci hatiku, esok aku nak jadi baik, berjaya, ceria, bersemangat, aktif, positif". Menurut kajian saikologi, apa yang disebut sebelum tidur dapat dirakamkan sepanjang tidur sehingga keesokan harinya - CUBALAH!!).

Berpuasa - Sekiranya dalam berpuasa terhindar dari melakukan perkara-perkara kejahatan.
Cuba ingat tentang mati (Sekiranya hendak melakukan sesuatu kejahatan, tidak sampai hati kerana bimbang akan mati bila- bila masa).

Kekalkan wuduk.

Bersedekah.

Belanja orang makan.

Jaga makanan - jangan makan makanan yang subhat.

Berkawan dengan ulama.

Berkawan dengan orang miskin (menginsafi).

Pesan pada orang, jadi baik.

Menjaga pacaindera (mata, telinga, mulut...dsb), jangan dengar orang mengumpat.

Jangan, jangan dan jangan

Jangan sengaja lewatkan solat.
Perbuatan ini Allah tidak suka.
Kalau tertidur lain cerita.

Jangan masuk ke bilik air tanpa memakai alas
kaki (selipar).
Takut kalau-kalau terbawa keluar najis,
mengotori seluruh rumah kita.

Jangan makan dan minum dalam
bekas yang pecah atau sumbing.
Makruh kerana ia membahayakan.

Jangan biarkan pinggan mangkuk yang telah
digunakan tidak berbasuh.
Makruh dan mewarisi kepapaan.

Jangan tidur selepas solat Subuh, nanti
rezeki mahal
(kerana berpagi-pagi itu membuka pintu
berkat).

Jangan makan tanpa membaca BISMILLAH dan doa makan.
Nanti rezeki kita dikongsi syaitan.

Jangan keluar rumah
tanpa niat untuk membuat kebaikan.
Takut-takut kita mati dalam
perjalanan.

Jangan pakai sepatu atau selipar yang
berlainan pasangan.
Makruh dan mewarisi kepapaan.

Jangan biarkan mata liar di perjalanan.
Nanti hati kita gelap
diselaputi dosa.

Jangan menangguh taubat bila berbuat
dosa kerana mati boleh datang
bila-bila masa.

Jangan ego untuk meminta maaf pada
ibu bapa dan sesama manusia
kalau memang kita bersalah.

Jangan mengumpat sesama rakan
taulan. Nanti rosak persahabatan kita
hilang bahagia.

Jangan lupa bergantung kepada ALLAH
dalam setiap kerja kita. Nanti
kita sombong apabila berjaya.
Kalau gagal kecewa pula.

Jangan bakhil untuk bersedekah.
Sedekah itu memanjangkan umur
dan memurahkan rezeki kita.

Jangan banyak ketawa. Nanti mati jiwa.

Jangan biasakan berbohong, kerana ia adalah
ciri-ciri munafik dan
menghilangkan kasih orang kepada kita.

Jangan suka menganiaya manusia atau haiwan. Doa
makhluk yang teraniaya
cepat dimakbulkan ALLAH.

Jangan terlalu susah hati dengan urusan dunia.
Akhirat itu lebih utama
dan hidup di sana lebih lama dan kekal selamanya.

Jangan mempertikaikan kenapa ISLAM itu berkata JANGAN.
Sebab semuanya untuk keselamatan kita.

ALLAH lebih tahu apa yang terbaik
untuk hamba ciptaanNya.

Wasalam

"Sebarkanlah ajaranku walau satu ayat pun"
(Sabda Rasulullah SAW)

"Nescaya Allah memperbaiki bagimu amalan-amalanmu dan mengampuni bagimu dosa-dosamu. Dan barangsiapa mentaati Allah dan Rasul-Nya, maka sesungguhnya ia telah mendapat kemenangan yang besar."

(Surah Al-Ahzab:71)

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